Why Choose a VA Loan -VA Mortgage Benefits

The VA Home Loan Guarantee Program helps veterans purchase, refinance, or build homes through VA-approved lenders.

Loans are backed up to $417,000 and more in some areas with low closing cost and fewer fees than conventional loans.

Packed with money-saving advantages such as no down payment requirement and no private mortgage insurance, the VA home loan also is designed specifically for the unique challenges facing service members and their families.

Some of the Benefits

1. Lower Payments.
2. Competitive rates and no private mortgage insurance requirement mean low monthly payments.
3. 0% Down.
4. VA home loans don’t require any money down at closing a benefit that almost no other loan can offer.
5. Easier to Qualify VA home loans are designed to have easier approval for the unique situations military families face.
6. VA home loans are a great option for first-time homebuyers. More information.

History abut VA Loans

The VA has backed more than 20 million home loans since 1944. For more than 70 years, this program has made it possible for families just like yours to experience the pride of homeownership.
In today’s tough economy, the VA home loan program continues to shine brightly and forge ahead on its mission of making homeownership possible for the brave men and women who serve our country.

VA Loan Eligibility

In general, a service member is eligible for a VA home loan if he or she meets any one of these requirements:
•Served 181 days during peacetime (Active Duty)
•Served 90 days during war time (Active Duty)
•Served 6 years in the Reserves or National Guard
•Is the spouse of a service member who died while in service or from a service-connected disability?